By Riri in money — Jan 13, 2025

Key Money Trends to Watch in 2025: From Side Hustles to Financial Spreadsheets

Insights into the Future of Personal Finance: Trends to Watch in 2025

Source: Yahoo Finance

Gen Z Entrepreneurs: An unprecedented number of Gen Z individuals are expected to start their own businesses in 2025, valuing professional freedom over traditional employment.
Baby Boomers Focus on Debt: Boomers are prioritizing debt repayment, making it more challenging for brands to market nonessential goods to this demographic.
Millennials & the Stock Market: Millennials will capitalize on stock and bond investments rather than pursuing real estate due to rising housing prices.

Women are increasingly taking charge of household finances, from budgeting to paying bills, and are also focused on teaching financial literacy to their children.

‘Wait and See’ Strategy: Families are set to adopt a cautious spending approach while evaluating the economy, with more allocated savings for potential splurges later in 2025.

Financial education will continue to thrive on platforms like TikTok, Instagram, and YouTube, with a predicted rise in financial content consumption among Americans.

Gen Z's willingness to seek professional financial advice will increase, enhancing their understanding of responsible financial decision-making.

A significant shift towards utilizing high-yield savings accounts is anticipated, especially among younger consumers opting for mobile banking solutions.

A hands-on approach to financial management will gain traction, with dynamic spreadsheets becoming favored tools among financially savvy individuals.